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Buy Your Dream Property in France With a French Mortgage

Posted by admin on July 17, 2018

*Buy one of these wonderful houses with the help of a French Mortgage…..both have letting units to provide an income to help pay the finance.

Two delightful 5 bedroomed properties. Both ready to move into, both divided into separate letting units and both with swimming pools. First property is in Midi-Pyrénées and second is in Aquitaine and both come with lovely, warm sunny days. Such photogenic properties are ideal to create a high demand from holidaymakers.

French mortgages, with interest rates as low as 1.65% make a lot of sense as a way of funding the purchase of a French home. It is a safer way of financing than raising equity on your U.K. property as, should something dreadful happen leaving you unable to pay the mortgage, your permanent home in the U.K. will be unaffected.

As an indication of the funding available on each property with a French mortgage :-

85% loan to value property. A sale price 336 000€

Maximum duration of 25 years, with 13 years capped product at 1.85% monthly, repayment is 1189.78€ excl.insurance;

85% loan to value property. A sale price 299 600€

Maximum duration of 25 years, 13 years capped product at 1.85%, monthly repayment is 1060.98€ excl.insurance;

INTEREST ONLY

For an interest only mortgage of 254 660€, max loan to value for IO loan is 75% , based on a 299 660€ purchase price: Maximum duration is 14 years for IO, with their 3 months variable rate at 2.50%, monthly repayment is 530,54 € excl.insurance;

These mortgage quotes are provided by BNP, partners of Healey Fox who have an international section able to deal with the whole mortgage process in English. For more information please contact us on +44 (0)1306 775 008, or you can request a quote here:

Click Here To Obtain A No Obligation Quote

Property 3343-JB. 336,000 euros Click Here For Full Details

Property 4822-VI. 299,600 euros Click Here For Full Details

Happy house-hunting
from the Healey Fox team
www.healeyfox.com

*Email content, examples and figures provided by BNP Paribas Bank, are subject to change, and dependent on your circumstances.

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