Common Pitfalls When Buying a Property in France, and How to Avoid Them

Buying a home in France is something many dream of – whether it’s a stone cottage tucked into rolling countryside, a townhouse in a vibrant village, or a character-filled farmhouse with shutters and vines. But while the dream is real, so are the potential headaches if you’re not properly prepared. Here’s a look at some of the most common mistakes buyers make – and how you can avoid falling into the same traps.

Rushing Into the Legal Side Without Fully Understanding It

One of the most important things to grasp early on is that the French property buying process is quite different from what many international buyers are used to. Once you’ve signed the Compromis de Vente (the initial contract), you’re more or less committed – aside from a short cooling-off period. That’s not the moment to discover something you missed.

Tip: Take your time. Find a good English-speaking Notaire (legal official), and don’t hesitate to appoint your own – it won’t cost extra. It’s better to ask “too many” questions now than regret it later.

Falling in Love With a House, But Not the Area

It’s easy to get swept up by a beautiful property. But your dream home may not be so dreamy once you realise the nearest bakery is 20 minutes away, the local town shuts down in winter, or there’s no decent internet.

Tip: Visit more than once – and in different seasons if possible. Walk the streets, pop into local cafés, and check out transport links, healthcare, and supermarkets. A house is only part of the picture – the area needs to work for your life too.

Underestimating the Costs of Renovation

Character properties are everywhere in France, and many need work. But doing up an old house isn’t always as romantic as it sounds. Costs can quickly spiral, especially if you’re not familiar with local prices or regulations.

Tip: Get proper quotes – ideally more than one – from local builders or artisans. Allow a healthy buffer (20–30%) for surprise costs. And check with the local mairie to see if your plans will require permission, particularly for protected or historic properties.

Not Planning Ahead for French Inheritance Rules

Inheritance in France doesn’t follow the same logic as in the UK or US. If you don’t plan ahead, you may find your property passes to people you didn’t intend – or that your spouse or children don’t have the rights you assumed they would.

Tip: Speak to a legal expert who knows both French and international inheritance law. A simple clause (like a tontine) in your purchase contract or drawing up a French will can make all the difference.

Forgetting About Resale Potential

What suits you perfectly now might not appeal to others if you ever want – or need – to sell. Some buyers end up stuck with homes that are hard to shift, particularly if they’re too remote or quirky.

Tip: Think practically. Is the house well-connected? Does it have decent internet? Is the area appealing to others as well as to you? Even if resale isn’t on your radar today, life changes – so it’s worth considering.

Misunderstandings With Agents or Sellers

Property buying always comes with questions, but things can get lost in translation – sometimes literally. Disagreements about what’s included in the sale or the condition of the property are common when assumptions aren’t clarified.

Tip: Put everything in writing. If the garden furniture stays – confirm it. If the septic tank needs replacing – get that in writing too. Working with an English-speaking agent can help, but even then, clarity is key.

Overlooking the True Cost of Buying

It’s not just the property price you need to budget for. Buyers often forget to include Notaire fees (typically 7–8%) and fluctuating exchange rates. These can add up quickly.

Tip: Ask your agent for a full cost breakdown. If you’re transferring money from abroad, consider using a currency broker instead of a regular bank – the savings can be significant.

Final Thoughts

France is a wonderful place to buy a home, whether you’re planning a holiday escape or a permanent move. But take your time, ask plenty of questions, and surround yourself with people who know the ropes. With the right approach, you’ll not only avoid the common pitfalls – you’ll give yourself the best chance of making your French property dream a success.